Ordinær generalforsamling i Protector Forsikring ASA avholdes torsdag 10. april
2025 kl. 16.00 i Protector Forsikring ASAs lokaler, Støperigata 2, Aker Brygge,
Oslo.
Innkalling med dagsorden til generalforsamlingen samt skjema for møtedeltakelse,
forhåndsstemme og fullmakt følger vedlagt. Innkallingen er sendt alle aksjeeiere
med kjent adresse. Innkalling og saksvedlegg gjøres tilgjengelig på Protectors
nettside, https://protectorforsikring.no/en/investor/documents

Forslag til generalforsamlingen:
Styret foreslår for generalforsamlingen at styret får følgende fullmakter:
o Fornyet fullmakt til å kjøpe tilbake inntil 10% av selskapets totalt
utestående aksjer
o Fornyet fullmakt til å forhøye aksjekapitalen med inntil 10%
o Fornyet fullmakt til å foreta opptak av ansvarlig lån og annen fremmedkapital
med økt begrensning oppad til NOK 3 500 millioner
o Fornyet fullmakt til å beslutte utdeling av utbytte



Oslo, 19. mars 2025
Protector Forsikring ASA


Denne meldingen er informasjonspliktig etter verdipapirhandelloven §5-12

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Det er fastsatt ny Obligasjonsrente for NO0010914443.
Ny Obligasjonsrente i Renteperioden 17.03.2025 - 16.06.2025 er 8.
Ticker: PROT05

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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Det er fastsatt ny Obligasjonsrente for NO0011170045.
Ny Obligasjonsrente i Renteperioden 14.03.2025 - 16.06.2025 er 9.25.
Ticker: PROT06

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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Det er fastsatt ny Obligasjonsrente for NO0012442278.
Ny Obligasjonsrente i Renteperioden 21.02.2025 - 21.05.2025 er 7.26.
Ticker: PROTCT07

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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Det er fastsatt ny Obligasjonsrente for NO0010914443.
Ny Obligasjonsrente i Renteperioden 16.12.2024 - 17.03.2025 er 8.17.
Ticker: PROTCT05

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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Det er fastsatt ny Obligasjonsrente for NO0011170045.
Ny Obligasjonsrente i Renteperioden 16.12.2024 - 14.03.2025 er 9.42.
Ticker: PROTCT06

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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Det er fastsatt ny Obligasjonsrente for NO0012442278.
Ny Obligasjonsrente i Renteperioden 21.11.2024 - 21.02.2025 er 7.45.
Ticker: PROTCT07

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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Det er fastsatt ny Obligasjonsrente for NO0010914443.
Ny Obligasjonsrente i Renteperioden 16.09.2024 - 16.12.2024 er 8.23.
Ticker: PROTCT05

Den nye Obligasjonsrenten og Renteperioden er fastsatt i henhold til
Obligasjonsavtalen.

Se vedlagt dokument for utfyllende informasjon.

(Publisert av Nordic Trustee)

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The Annual General Meeting of Protector Forsikring ASA will be held Thursday 10
April 2025 at 16:00 (CET), at Protector Forsikring ASA's premises, Støperigata
2, Aker Brygge, Oslo.
The notice with agenda for the General Meeting, including registration form,
advance vote and proxy is attached to this disclosure. The notice is sent to all
shareholders with a known address. The notice and appendices will also be made
available on Protector's website,
https://protectorforsikring.no/en/investor/documents

Proposals to the Annual General Meeting:
The Board of Protector Forsikring ASA propose for the Annual General Meeting
(AGM) the following Board Authorisations:
o Renewed authorisation to purchase own shares up to 10% of the total
outstanding shares
o Renewed authorisation to increase the share capital by up to 10%
o Renewed authorisation to raise subordinated loans and other external financing
with increased upward limit at NOK 3 500 million.
o Renewed authorisation to decide the distribution of dividends



Oslo, 19 March 2025
Protector Forsikring ASA


This information is subject to disclosure under the Norwegian Securities Act
section §5-12

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Please find attached the Annual Report for 2024

The Annual Report is also available on the company's website:
https://protectorforsikring.no/en/investor/documents/annual-reports/

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Protector Forsikring ASA, rated bbb+ (Good) Positive outlook by AM Best, has
today successfully issued a new NOK 800,000,000 Solvency II compliant Tier 2
bond with maturity date 20 February 2055 pricing at 3m NIBOR + 225bps. First
call date will be on 20 May 2030, 5.25 years after the settlement date.

Settlement date for the new issue is expected to be 20 February 2025.

The new tier 2 bond issue will be applied for listing at Oslo Børs.


Nordea and Pareto Securities acted as Joint Lead Managers for the transaction.



Oslo, 11 February 2025.

For further information, please contact:
CFO, Ditlev de Vibe Vanay, mob. +47 934 80 393



This information is subject to disclosure requirements pursuant to §5-12 of the
Norwegian Securities Trading Act.

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Steel City AS, a related party to board member in Protector Forsikring ASA,
Kjetil Garstad, has today 10 February 2025 acquired 2,700 shares in Protector
Forsikring ASA at a price of NOK 314.8421 per share. Following this transaction,
Steel City AS holds 213,406 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

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Protector Forsikring ASA, rated bbb+ (Good) Positive outlook by A.M. Best, has
mandated Nordea and Pareto Securities as Joint Lead Arrangers to arrange a
series of virtual fixed income investor meetings on Monday, 10 February 2025.
Subject to market conditions, a Solvency II compliant Tier 2 bond issue, up to
NOK 800m with minimum 30 years tenor and minimum 5 years to first call may
follow.


The purpose of the new issue is to have the bonds to qualify as Tier 2 capital
(basic own funds) of the issuer under the applicable regulations.


Manufacturer target market (MiFID II product governance) is eligible
counterparties and professional clients only (all distribution channels). No
PRIIPs key information document (KID) has been prepared as not available to
retail in EEA.



Oslo, 6 February 2025.


For further information, please contact:
CFO, Ditlev de Vibe Vanay, mob. +47 934 80 393


This information is subject to disclosure requirements pursuant to §5-12 of the
Norwegian Securities Trading Act.

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2024:
Protector Forsikring ASA recorded a profit of NOK 1,539m (1,509) for 2024. The
insurance service result was NOK 1,404m (1,080), corresponding to a combined
ratio of 88.1% (88.5). The total return on investments including insurance
finance was 846m (944). The return on investments excluding insurance finance
was 4.9% (7.9).

In 2024, gross written premiums ended at NOK 12,333m, up 18% (15 % in local
currencies) relative to 2023.


Q4:
Protector Forsikring ASA recorded a profit of NOK 248m (676) for the fourth
quarter. The insurance service result was NOK 502m (361), corresponding to a
combined ratio of 84.2% (86.4). The total return on investments including
insurance finance was -67m (504). The return on investments excluding insurance
finance was -0.4% (5.1).

In Q4, gross written premiums amounted to NOK 2,688m, up 30% (27% in local
currencies) relative to Q4 2023.


The Board has, in accordance with the mandate received from the Annual General
Meeting in 2024, decided to distribute a dividend of NOK 330m, corresponding to
NOK 4.00 per share. The payment will take place on 13 February 2025.


The SCR-ratio was 193% (195) year-end, post dividend.



Further details are provided in the attached report and presentation, which
include definitions of financial key figures.




Oslo, January 29th 2025

Protector Forsikring ASA



This information is subject of the disclosure requirements acc. to §5-12 vphl
(Norwegian Securities Trading Act)

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Dividend amount: NOK 4.00
Declared currency: NOK
Last day including right: 5 February 2025
Ex-date: 6 February 2025
Record date: 7 February 2025
Payment date: 13 February 2025
Date of approval: 29 January 2025
The dividend is adopted by the Board according to the authorisation given by the
General Meeting on 11 April 2024.


This information is published in accordance with the requirements of Oslo Børs'
Continuing Obligations.


Oslo, 29 January 2025
Protector Forsikring ASA

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With reference to the stock exchange announcement dated January 7th, an update
on premium growth for 2024 and the January 1st, 2025, renewal date follows.


GROSS WRITTEN PREMIUM (GWP) FULL YEAR (FY) & QUARTER FOUR (Q4) 2024
FY 2024 GWP came in at MNOK 12,333, up 18% (15% in local currencies (LCY))
relative to 2023.

In Q4 2024 GWP amounted to MNOK 2,688, up 30% (27% in LCY) relative to Q4 2023.
UK makes up 82% of total growth in GWP this quarter.


GWP INCEPTING JANUARY 1ST 2025
January 1st, 2025, GWP growth was 19% in LCY relative to 2024. The growth is
driven by a high renewal rate and our entrance to the French market. The new
sale in France accounted for 8%-points (MEUR 25) of the total company growth.



More information will be given on January 30th in connection with the
presentation of the preliminary full year and Q4 2024 results.



Oslo, January 21st, 2025
Protector Forsikring ASA

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Protector Forsikring ASA hereby invites you to the presentation of the
preliminary full-year and 4th quarter results for 2024.

The results will be presented Thursday January 30th at 10:00am CET at Hotel
Continental (Stortingsgaten 24/26.)

The presentation will also be webcasted to our homepages
(https://protectorforsikring.no/en/investor).

Questions may be directed to ir@protectorforsikring.no beforehand or throughout
the webcast.



REGISTRATION FOR PHYSICAL ATTENDANCE
If you would like to attend the result release presentation, we kindly ask that
you register via the following link within January 23rd:
https://forms.office.com/e/Lk4e3AMeji




Oslo, January 16th, 2025
Protector Forsikring ASA

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